The 3Rivers Mastercard® credit card is more than just a piece of plastic in your wallet. It’s your gateway to a world of rewards, convenience, and financial security.

Whether you’re a seasoned credit card user or a first-timer, the 3Rivers Mastercard has something to offer. Let’s dive into the details of this versatile card.

Key Features

1. Rewards Options

The 3Rivers Mastercard lets you choose between four exciting rewards options:

• Cash Back: Get money back on your purchases in the form of statement credits.
• Merchandise: Shop for electronics, home products, office equipment, and more.
• Travel: Use your points to cover hotel stays, airline tickets, rental cars, and cruises.
• Gift Cards: Treat yourself or a loved one to gift cards from top retail stores and restaurants.

2. No Fees

Say goodbye to annual fees and balance transfer fees. The 3Rivers Mastercard keeps things simple by offering these benefits at no extra cost.

3. Enhanced Security

Your personal and purchase information is safeguarded with EMV chip technology. Feel confident knowing that your transactions are secure.

Earning Rewards

For every dollar spent on everyday purchases and balance transfers, you earn one point. These points can be redeemed through UChoose Rewards, a user-friendly platform that offers flexibility and variety.

Examples of Rewards

1. Cash Back: Turn your points into statement credits, reducing your outstanding balance.
2. Merchandise: Explore a wide range of items, from cutting-edge electronics to home essentials.
3. Travel: Plan your dream vacation using points for hotels, flights, and more.
4. Gift Cards: Surprise someone special with gift cards from their favorite stores and restaurants.

How to Redeem Points

1. Visit UChoose Rewards and create an account.
2. Browse the rewards catalog and choose how you want to use your points.
3. Redeem points instantly or save up for bigger rewards.

Important Details

• APR: The annual percentage rate varies based on your creditworthiness but remains competitive.
• Minimum Points: Some rewards may require a minimum number of points for redemption.
• Cash Back: Redeemable as statement credits (not cash or check).
• Lost or Stolen Cards: Report immediately to 1-800-472-3272.

Can I use it internationally?

The 3Rivers Mastercard® credit card is a versatile companion for your international adventures.

• Global Acceptance: Accepted worldwide at millions of locations, from Paris to Tokyo to the Great Wall of China.
• Currency Conversion: Automatically converts transactions to local currency with competitive exchange rates for seamless international payments.
• EMV Chip Technology: Enhanced security with chip technology, ensuring readiness for chip-based payment systems in many countries.
• No Foreign Transaction Fees: No additional charges for foreign transactions, offering worry-free spending internationally.
• Emergency Assistance: 24/7 customer service hotline available for any travel-related issues like lost cards or emergency cash needs.

Last Line

The 3Rivers Mastercard is more than a credit card; it’s a rewards powerhouse.